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Content type: Examples
Three days after announcing Germany would adopt the centralised Pan-European Privacy-Preserving Proximity Tracing (PEPP-PT) standard for contact tracing, the country's chancellery minister Helge Braun and health minister Jens Spahn announced they would instead use the decentralised approach backed by Apple, Google, and other European countries. While both standards rely on Bluetooth connections between nearby phones, PEPP-PT would have required Apple's cooperation to implement, and the company…
Content type: Examples
In October 2018, the Singapore-based startup LenddoEFL was one of a group of microfinance startups aimed at the developing world that used non-traditional types of data such as behavioural traits and smartphone habits for credit scoring. Lenddo's algorithm uses numerous data points, including the number of words a person uses in email subject lines, the percentage of photos in a smartphone's library that were taken with a front-facing camera, and whether they regularly use financial apps on…